Interest Calculator
Calculate interest based on amount, interest rate and duration effortlessly.
Simple & Trustworthy Financial Record Keeping
Track Your Byaj.
Manage Your Money Easily.
Byaj Note makes it simple to record loans, calculate interest, track payments, and stay organized.
Easy Interest Calculation
Monthly & Yearly Tracking
Payment History
Reminders
About Byaj Note
Designed for Everyday Financial Record Keeping
Say goodbye to messy traditional paper khata books, complex spreadsheets, and manual calculation errors.
Byaj Note is a simple and easy-to-use interest tracking application designed to help users manage their personal loan and interest records.
Users can maintain records of money given or borrowed, interest rates, payment dates, outstanding amounts, and interest calculations in one place. Whether you track informal loans between friends and family, manage village Shakda byaj, or keep business ledger notes, Byaj Note provides complete transparency and peace of mind.
100%
Device-Ready Records
0
Complicated Math
Shakda
& Simple Interest Support
Instant
Payment Ledgers & Dues
Powerful Features
Everything You Need to Track Byaj
Built with modern Material design to give you speed, clarity, and complete control over your money records.
Monthly Interest
See how much interest is generated each month with clear, date-wise breakdowns.
Yearly Interest
Understand total yearly interest easily to keep long-term finances on track.
Loan Records
Maintain separate records for different people and transactions in clean profiles.
Payment Tracking
Record payments and keep track of outstanding balances and partial settlements.
Reminders
Set reminders for payments or interest due dates and collect on time without stress.
Transaction History
View previous payments, dates, payment modes, and exact transaction details.
Simple Dashboard
Quickly understand your total principal, interest and outstanding amounts at a glance.
Interactive Preview
Test the Byaj Calculation Engine
Adjust the sliders below to see how Byaj Note calculates monthly interest and total return instantly.
Principal Amount (₹)
₹ 50,000
Interest Rate (% per month / ₹ Shakda)
2.0 % / mo
Duration (Months)
6 Months
Total Interest Generated
₹ 6,000
Simple & accurate calculation
Monthly Byaj
₹ 1,000 / mo
Total Payable
₹ 56,000
How It Works
Simple 4-Step Process
Get started in seconds. No complicated account setup or confusing accounting jargon.
1
Add a Record
Enter the person, amount, interest rate and relevant dates.
2
Calculate Interest
Byaj Note calculates the applicable interest based on the saved information.
3
Track Payments
Record payments and monitor outstanding amounts.
4
Stay Updated
Use reminders and history to keep your records organized.
App Interface
See Byaj Note in Action
Clean Material-inspired layouts designed for swift data entry and effortless reading. Click any screen to zoom.
Dashboard
Click to enlarge 🔍
Add Loan Record
Click to enlarge 🔍
Interest Breakdown
Click to enlarge 🔍
Payment History
Click to enlarge 🔍
Due Reminders
Click to enlarge 🔍
Why Choose Us
Built for Real-World Money Records
Reliable, lightweight, and focused purely on making your loan calculations straightforward.
Simple to Use
Intuitive interface that anyone can use without financial or accounting training.
Fast Calculations
Instant math for days, months, and years with zero delay or manual mistakes.
Organized Records
Every person and loan has their own dedicated ledger and document history.
Easy Payment Tracking
Record partial payments, interest dues, and full settlements seamlessly.
Clear Interest Information
Know exactly how much is principal and how much interest has accrued.
Helpful Reminders
Never forget collection dates or interest dues with timely on-device alerts.
Designed for Everyday Financial Record Keeping
Tailored specifically for personal loans, shop credits, and community lending needs.
Get the App Today
Start Managing Your Byaj Records Today
Keep your interest and payment records organized with Byaj Note.
📱
Available for Android 8.0+
⚡
Lightweight & Fast
🔒
Local Storage by Default
Frequently Asked Questions
Common Questions About Byaj Note
Find answers to commonly asked questions about interest formulas, data handling, and app features.
Byaj Note supports popular interest calculation methods including village Byaj (Shakda / monthly percentage like ₹2 per hundred), standard Simple Interest, Compound Interest, and customized date intervals.
Your financial records entered into Byaj Note are stored locally on your device. We do not access or control the financial records you enter unless you opt into cloud backup features.
Yes! You can record money you have lent out (Lena / Given) as well as money you have borrowed from others (Dena / Borrowed). The dashboard automatically separates these and calculates your net balance.
Yes, Byaj Note allows you to generate clear breakdown summaries and payment timeline receipts that you can easily share via WhatsApp, SMS, or PDF.
Get in Touch
We’re Here to Help
Have questions, feedback, or need assistance with Byaj Note? Contact our team directly.
Support & Inquiries
For questions regarding app features, bug reports, or data privacy, reach out to us at:
Support Email
support@byajnote.com
Application
Byaj Note for Android